Open Canara bank online account opening in Canara DiYA App: –
You can easily open a Canara Bank savings account online from the Canara Bank website or by downloading the Canara DiYA app. Canara DiYA was introduced by Canara Bank to open an online account, especially in the current era. Diya means Digitally your account.
Features of Canara Bank DiYA: –
Online Account: – Canara DiYA is an innovative platform to open a savings account online from anywhere in just 5 minutes. No pen and paper required to open this online account. In particular, you do not need to visit a bank branch to open a savings account.
CANARA BANK DIYA APP USES
How to open Canara Bank quick digital account online? Canara Bank Online Account Opening
Canara DIYA Account App – How to open Canara Bank Instant Digital Account Online?
In this article, I am sharing some easy steps to open Canara Bank Instant Digital Account Online using Canara Bank mobile application ‘DIYA‘ or Digitally your account. Syndicate Bank and Canara Bank customers can open an instant online digital savings bank account called Canara Diya app using the bank’s online or mobile application. It is a new platform launched by Canara Bank to open online accounts for the public using PAN and Aadhaar cards.
Canara Bank Digital Savings Account DiYA
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Will the Canara Digital Savings Account become a Zero Balance Account?
Can you open a digital account without a PAN card?
What is the limit on transactions?
What are the documents required to open a Canara Bank account online?
Canara bank DiYA app – How to open Canara Bank Instant Digital Account Online?
Read this article in its entirety for answers to such questions.
Canara Bank Digital Savings Account – Key Features of DiYA App: –
Open an account in the online process using PAN and Aadhaar to open a digital savings bank account for you without visiting the bank branch. The account number is activated immediately and is ready to use. The account opening process is completely paperless and you do not even have to visit a bank branch to open this savings account.
Canara DiYA Online account opening with zero balance: –
Can Canara Digital Savings Account Open a Zero Balance Account?
Canara Digital Savings Account is not a Zero Balance Account. An account created online has a minimum average balance. The minimum average balance of the account is Rs.1000 for urban customers and Rs.500 for semi-urban and rural customers.
Depending on the current technology, this account will be available to all with all the facilities like internet banking, mobile banking, debit card, checkbook facilities.
You will be given options to select the branch of your choice.
Can I open a digital account without a PAN card?
You can open a Canara Bank account online without a PAN card. It also allows non-PAN people to open a bank account online. But without PAN card, customers are not allowed to transact more than Rs 50,000. Also, after completing the online account opening process, customers will need to visit the nearest bank branch to submit Form 60 or 61.
What is the limit on transactions?
An online digital savings account can have a transaction limit of up to Rs 1 lakh in their account and credit transactions up to a maximum of Rs 2 lakh per financial year as per RBI guidelines.
The customer must complete the full KYC of the account within 12 months. Accounts will be closed if the full KYC process is not completed.
The maximum balance that customers can keep in their e-KYC account at any time is up to Rs 1 lakh.
The amount of all credits should not exceed Rs. 2 lakhs in a financial year.
Documents required to open a Canara Bank account online:
Opening a Canara Bank account online requires a special Aadhaar card and PAN card.
People who do not have a PAN card can submit their bank account online in Form 60 or 61.
Canara DiYA – How to open Canara Bank Instant Digital Account Online?
For a step-by-step process to open a Canara Bank Instant Digital Savings Account online, you must first download the Canara DiYA app. You can get the Canara DiYA app for free from the Google Play Store.
Canara DiYA Online account opening: – Steps
Download the Canara DiYA app for use on your favorite Android or click below to start the online account opening process through the web browser.
If you are opening a Canara Bank account for the first time, click on the ‘I think I am seeing you for the first time’ option.
Enter your Aadhaar number properly. Accept the terms and conditions and click on the ‘Verify’ option to proceed.
The Indian citizen is required to agree to the terms and conditions, including the FATCA Declaration. Click on the ‘I agree’ option. Now enter the OTP you received on your registered mobile number.
All your basic details including your name and Aadhaar address will be retrieved from the Aadhaar database.
If your communication address is different from the Aadhaar address, you can correct your communication address.
If you want to continue with your PAN card or without your PAN card then you have to select the right option here. If you do not have a PAN card, click on the ‘I do not have a PAN’ option.
If you have a PAN card, click on the ‘I have a PAN’ option. Non-PAN persons should complete their Form 60 or 61 and submit it to the nearest bank branch.
If you have a PAN, enter your PAN and click on Confirm to continue.
Provide your passport number and voter ID number if available but not mandatory. Specify your occupation and income in particular.
For things like debit card, internet banking, choose the digital banking services that are best for you. Be sure to include your father’s name, mother’s name and nominee details.
In this step, enter your mobile number and email id correctly to link with the main bank account. Enter the OTP you received on your mobile number. Now finally click on the ‘Open Account’ option.
Congratulations! Your account is now open. And information such as your account number and branch, your full account details will appear on the screen. Similarly, all these details will be sent to your mobile via email and SMS.
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